Financing & Flexible Payment Options
Quality work shouldn't have to wait. We help Knoxville homeowners and agents find a payment plan that fits the project.
Pay at Closing
For qualifying real estate transactions, defer payment until the property closes. No upfront cost for the agent or their client — ideal for inspection repairs that need to happen before the sale.
Project Financing
Flexible financing for larger roofing, deck, and remodel projects so you can move forward now and pay over time. We'll review available options with you as part of your estimate.
Milestone Payments
Clear, milestone-based payment schedules tied to project progress — so you always know what you're paying for and when.
Insurance Coordination
For storm and hail damage, we document the loss and coordinate with your insurance so approved claims cover the work.
Financing Available
See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.
Check your options
A few minutes on Hearth shows the monthly payment options you qualify for, without affecting your credit score.
Compare real offers
Loan amounts up to $250,000, with no prepayment penalties and no home equity required.
We start the work
Funding within 1–3 days, so your project gets scheduled instead of postponed.
Financing is provided by third-party lenders through Hearth. StructureWorks is not a lender and does not set rates or terms. More about paying for your project.
Financing FAQ
Common questions about paying for your project.
Do you offer financing for construction projects?
Can repairs be paid at closing?
How do I find out what I qualify for?
Let's Find a Plan That Works
Get a free consultation and ask about financing — we respond within 24 hours.
Estimate Your Project Budget
Get an instant ballpark, then request an exact written estimate.